Move your business forward with personalized business and insurance solutions based on industry expertise for wholesale and distribution companies of all sizes—from risk management and safety programs to cybersecurity and employee benefits.
HOW WE WORK
From small importers to large operations, we help you protect and scale your business.
- Strategic insurance carrier relationships help us find solutions for businesses of all sizes
- Proactive risk management strategies and resources, from safety to cybersecurity
- Personalized solutions across insurance, operations, employee benefits, and more
- Deep wholesaler and distributor insurance expertise for businesses from auto parts to petroleum and more to help provide the right solutions so you can reach your goals
You're in a fast-paced environment. We’ll help you keep up with a wide range of services from claims management and loss control to solutions to help you attract and retain drivers and employees, and improve operations with payroll solutions.
Business interruption is a top concern across the distribution and wholesale industry, from supply chain and weather concerns to international monetary risks and credit exposures. Our personalized solutions are designed to help.
We know every business is unique, from wholesale suppliers to distributors across food and beverage, importing and exporting, construction materials, and more. So whether you have your own fleet, contract out, or run a small importing operation, we’re here to provide the expertise, resources, and solutions you need to go the extra mile.
SERVICES
Accelerating your success with the right business solutions.
We'll use our industry expertise to understand your goals and build a plan to help you achieve them. Our broad spectrum of solutions can help you strategically lower your risks and insurance costs to increase profitability and provide long-term stability.
Specialities
Wholesale & distribution expertise on your side.
Automotive parts & supplies
From shifts in market demands to defective parts liability issues, we can help you protect your automotive parts and supplies wholesale and distribution business with a variety of risk management and insurance solutions. These solutions help address the unique challenges associated with the distribution of automotive parts.
Clothing & accessories
Our solutions can help clothing and accessories wholesale and distribution businesses address industry-specific risks like defective merchandise and supply chain disruptions. We’ll work to understand your business and help provide insurance and risk management solutions that are the right fit.
Construction materials
We understand the price volatility, weather, and safety issues that could be holding your business back. We have the right business and insurance solutions to help you build up your construction materials wholesale and distribution business.
Electronics & technology
Compliance with international trade laws and regulations is at the forefront of many electronics and technology wholesale and distribution business concerns. We have the compliance support to help. We can also help you find the right insurance solutions to address claims, such as product liability, and can provide risk management solutions specific to component shortages, shipping damages, and environmental regulations.
Food & beverage
Our risk management and insurance solutions can be personalized for food and beverage distributors and wholesalers to help address the unique challenges and risks that this industry faces, from contamination and mislabeling through perishability and price volatility. We can help you nourish your business so you can grow it.
Furniture
Our solutions can help protect your furniture wholesale and distribution company and improve employee and product safety, operational efficiency, and regulatory compliance. We can provide access to a wide range of risk management and insurance solutions to furnish your company well.
Importing & exporting
Importing and exporting businesses face a range of unique risks that require careful management and the right insurance coverage to help mitigate losses. With challenges to understand like changing trade tariffs and duties, exchange rate volatility, contractual risks, and cybersecurity, our team has the expertise to help you manage your risk and help you increase your profitability.
Metals, plastics & resin
Metal, plastics, and resin wholesale and distribution businesses play a pivotal role in supporting industrial activities, helping to drive economic growth, fostering innovation, and helping to ensure the smooth functioning of global supply chains. With that comes operational complexities that could benefit from our risk management solutions and data analytics. We have the right insurance solutions for your needs.
Petroleum, fuel & propane
Petroleum, fuel, and propane wholesale and distribution businesses navigate a complex landscape of risks that can span regulatory, market, environmental, operational, health and safety, financial, technological, competitive, legal, and sustainability domains. Effective risk management strategies are essential to help mitigate these risks and ensure long-term success and resilience in this critical industry. We can provide access to a wide range of risk management and insurance solutions for your needs.
Transportation of goods
We have fleet management expertise to help transportation of goods companies succeed. Our employee benefit solutions can help you address driver shortages and retain talented employees. We can help you manage insurance costs and claims. Our data modeling and analytics can help you make critical decisions for your company.
COVERAGE
Coverage solutions for your supply chain.
Wholesale and distribution businesses of all sizes face unique challenges, from inventory storage to managing heavy machinery and transportation. As a trusted advisor, we use our industry expertise to help you find the coverage your business needs.
Business Interruption Insurance
Business interruption insurance can help businesses recover financially from disruptions in their operations caused by covered events such as natural disasters, fires, or other significant disruptions. This insurance can help compensate businesses for lost income and generally covers ongoing operational costs during the recovery period, enabling them to smoothly resume operations.Commercial Auto Insurance
Commercial auto insurance is designed to provide coverage for vehicles used for business purposes, such as transporting goods. This typically includes coverage for liability arising from third party bodily injury and property damage, physical damage to the insured vehicle, medical payments, and uninsured or underinsured motorist coverage.Inland Marine Insurance
Inland marine insurance helps protect goods, equipment, and other property as they are transported over land or stored at various locations. This insurance can be vital for wholesale and distribution businesses as it helps protect valuable inventory while in transit between suppliers, warehouses, and customers, as well as goods stored temporarily at different sites.Equipment Insurance
Equipment insurance provides coverage for machinery and equipment that can be essential to operations. This insurance helps protect against claims arising from physical damage, theft, and mechanical breakdowns, helping to ensure that the business can continue functioning smoothly without incurring significant financial losses due to equipment failures or accidents.Product Liability Insurance
Product liability insurance helps protect against claims arising from the sale or distribution of products that cause third-party injury or property damage. This type of insurance helps protect businesses that are part of the supply chain from the financial consequences of lawsuits and claims, including legal defense costs, settlements, and judgments.Trade Credit Insurance
Trade credit insurance is designed to help protect against the risk of non-payment by a business’s customers. This insurance typically covers the accounts receivable, helping to ensure that businesses are compensated if customers fail to pay for goods or services provided on credit, and helping to maintain stability and continuity in business operationsCommercial General Liability Insurance
Commercial general liability insurance helps protect wholesale and distribution businesses against third-party claims alleging bodily injury, property damage, and personal and advertising injury. It’s available as a standalone policy or as part of a comprehensive Business Owner’s Policy.Commercial Property Insurance
Commercial property insurance can help provide financial protection for a business’s physical assets, such as buildings, inventory, equipment against claims arising from damage, theft, and vandalism, for example. It’s available as a standalone policy or as part of a comprehensive Business Owner’s Policy.Contractual Liability Insurance
Contractual liability insurance helps cover claims that occur as a result of the business's contractual obligations. This helps businesses manage risk and maintain financial stability when entering into contracts with clients and partners.Cyber Insurance
Cyber insurance provides coverage for financial losses and liabilities resulting from cyber incidents such as data breaches, hacking, and other cyber attacks. Depending on the policy, coverage can include costs related to incident response, legal fees, notification expenses, credit monitoring services for affected individuals, and business interruption losses.Directors and Officers Insurance
Directors and officers (D&O) insurance provides coverage for the personal liability of directors and officers in the event a claim is brought against them for wrongful acts committed while managing the company. This insurance helps protect the personal assets of corporate leaders and offers financial assistance for legal defense costs, settlements, and judgments arising from claims of mismanagement or other errors and omissions.Employment Practices Liability Insurance
Employment Practices Liability Insurance (EPLI) provides coverage for certain employment-related claims related to employment practices, such as discrimination, wrongful termination, and harassment.Environmental and Pollution Liability Insurance
Environmental and pollution liability insurance helps protect businesses from financial losses due to environmental damage, clean-up costs, and third-party claims for bodily injury or property damage resulting from pollution incidents. It helps businesses safeguard their operations and reputation.Management Liability Insurance
Management liability insurance provides coverage for liability associated with managing and operating a company. It typically includes directors and officers (D&O), employment practices liability (EPLI), and fiduciary liability coverages. It helps protect a company's leadership against claims arising from wrongful acts, employment-related issues, and breaches of fiduciary duty.Professional Liability Insurance
Professional liability insurance helps protect against claims of negligence, errors, or omissions in the course of doing business. This typically covers financial losses resulting from lawsuits alleging that the business's professional services caused a client financial harm due to negligence or failure to perform as promised.Stock Throughput Insurance
Stock throughput insurance helps protect merchandise from the moment it leaves the supplier's premises, during transit, and while in storage at various warehouses until it reaches its final destination. By covering losses or damages due to risks such as theft, fire, or natural disasters, stock throughput insurance can help minimize the financial impact of such claims.Umbrella Insurance
Umbrella insurance offers an additional layer of liability coverage beyond the limits of primary insurance policies, such as general liability, auto liability, and employer's liability. This extra coverage applies when claims exceed the limits of the primary policies, helping to protect the business from significant financial losses due to large lawsuits, catastrophic incidents, or unforeseen events.Workers’ Compensation Insurance
Workers' compensation insurance provides certain benefits to employees in the event of work-related injuries or illnesses. It typically covers medical expenses, rehabilitation costs, and a portion of lost wages for the affected employee.
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