Construction Business Solutions

Regional expertise to build the right solutions for you.

Help give your business a solid foundation with personalized business and insurance solutions from risk management and safety programs to cybersecurity and employee benefits for construction companies of all sizes.

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HOW WE WORK

A leader in construction risk management with a client-first approach.

  • We can help you control your insurance claims costs
  • Innovative solutions for total cost of risk to employee benefits and cybersecurity
  • Our exclusive Acrisure Safety App helps with training and safety
  • We provide valuable, construction-specific resources

Our top-tier business and insurance solutions go beyond the basics to help you attract and retain talent, protect against cyber attacks, and more. Our team of construction specialists from risk management to claims services is dedicated to helping you improve safety, profitability, and cost control.

We’re client-centric and we have deep regional expertise in construction from New York to California and across the globe. We work on your behalf to bring a professional perspective to all situations.

After getting to know you and your operation, our team will work to deliver the solutions you need. We’re with you every step of the way with resources and expertise.

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SERVICES

Solutions for all types of contractors, owners, and developers.

Our dedicated specialists have helped thousands of businesses in the construction industry protect their bottom line. We don’t just stop there–we help you streamline operations, attract and retain talent, and scale your business efficiently, and have specialized regional services from certificate management to surety bonds.
EXPLORE SOLUTIONS FOR LARGE BUSINESSES
    Specialities

    Construction expertise on your side.

    We can provide you with business and insurance solutions personalized to your unique needs, including risk management and general liability coverage options, which can help protect against industry-specific risks. We can help civil contractors protect their projects and business assets, enhance their financial performance, and ensure they meet all regulatory requirements.
      We can work with you to help increase the resiliency and profitability of your building and remodeling company through a range of personalized builders insurance and risk management solutions. We offer comprehensive coverage options that can address the unique risks associated with building and remodeling projects.
        We help construction managers and management firms by providing specialized insurance solutions and robust risk management services addressing the diverse risks associated with construction projects. We provide access to a range of insurance options, such as builders' risk, professional liability insurance, and wrap-up policies.
          We can assist crane rental companies and crane operators by offering personalized business and insurance solutions to help address the unique challenges of your field. These solutions can include access to crane liability insurance, operator coverage, and risk management services based on deep expertise. By working with Acrisure, you can help your crane rental company or operations mitigate operational risks, safeguard business investments, and optimize operational efficiency, thereby enhancing overall business performance in this industry.
            We can assist environmental contractors by offering personalized business and insurance solutions designed to address the unique challenges of your field. These solutions include access to environmental liability insurance, pollution liability coverage, and risk management services, helping to ensure protection and operational efficiency. By working with Acrisure, environmental contractors can help mitigate risks, safeguard their projects, and enhance their business performance.
              We provide equipment operators with personalized business and insurance solutions designed to help protect their operations and assets. Our insurance and risk management expertise can help equipment operators on productivity while helping ensure their hard work is protected.
                We help general contractors safeguard their businesses with personalized business and insurance solutions. With the right general contractor insurance in place, you can focus on completing projects efficiently.
                  With extensive experience in construction-related insurance, our professionals help ensure you have the right insurance and risk management solutions in place, helping highway, street, paving, and bridge construction companies mitigate risks and maintain seamless operations.
                    We can provide owners and developers with our personalized business and insurance solutions that help them safeguard their projects and investments. We offer personalized risk management solutions to help mitigate project-specific risks, as well as employee benefits solutions to help attract and retain top talent.
                      We help trade contractors of all kinds by providing personalized contractors insurance solutions that address the unique risks associated with their business. No matter the size of the operations, we can help trade contractors find the right insurance solution to help protect their equipment and manage their risks.
                        Water and sewer line contractors and construction companies can face numerous risks, including equipment damage, liability for construction-related accidents, and environmental exposures. We understand these risks and can develop business and insurance solutions that help protect against these exposures and more.
                          COVERAGE

                          Coverage beyond the foundation.

                          We help construction businesses of all sizes find the right construction insurance solution. We’re a trusted advisor, drawing on our construction expertise to help you find the coverage you need for your unique business.
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                          • Builder’s Risk Insurance
                            Builder's risk insurance helps protect construction projects from start to finish. It typically covers structures under construction, renovation, or repair, including materials, supplies, and equipment on-site or in transit. It typically covers risks such as fire, theft, vandalism, and certain weather-related incidents.
                          • Wrap-Up Policies
                            We offer access to OCIP, ROCIP, CCIP, and OPPI wrap-up policies. These policies aim to provide comprehensive insurance coverage for all parties involved in a construction project, including the owner, contractors, and subcontractors. These policies can help centralize and streamline the insurance coverage process and can help reduce costs.
                          • Commercial Property Insurance
                            Commercial property insurance can help protect a construction company against financial loss resulting from damage, theft, and vandalism to your physical business assets, such as buildings, equipment, tools, and materials. It's available as a standalone policy or as part of a comprehensive Business Owner's Policy.
                          • Captive Insurance
                            Captive insurance is a form of self-insurance where a company creates an insurance company subsidiary to help cover its specific risks. Establishing a captive insurance company to underwrite construction-related risks could help you gain better control over insurance costs and potentially benefit from underwriting profits and investment income.
                          • Commercial Auto Insurance
                            Commercial auto insurance provides coverage for your construction business’s vehicles. Auto liability insurance is mandatory in most states and typically includes coverage for third-party bodily injury liability and property damage liability. It helps cover the cost of damages and injuries suffered by third parties that are resulting from the insured driver's fault.
                          • Contract Liability Insurance
                            In the construction industry, contracts often contain indemnity clauses where the contractor agrees to hold another party, such as a subcontractor, harmless for certain risks. Contractual liability insurance can cover financial losses resulting from breach of contract.
                          • Commercial General Liability Insurance (CGL)

                            CGL insurance helps protect construction businesses against third-party claims alleging bodily injury, property damage, and personal and advertising injury. Having CGL insurance may be contractually required in some instances. It's available as a standalone policy or as part of a comprehensive Business Owner's Policy.

                          • Environmental and Pollution Liability Insurance
                            Construction projects can involve handling hazardous materials and operating in ecologically sensitive areas where accidental releases of pollutants can occur. This type of insurance can cover the financial consequences of such incidents, including cleanup costs, legal defense expenses, and damages to third parties.
                          • Equipment Insurance
                            Equipment insurance helps protect the various tools and machinery pivotal to a company’s operations and typically covers losses or damages caused by incidents such as theft, vandalism, fire, and other unforeseen events. It helps minimize downtime and financial loss.
                          • Inland Marine Insurance
                            Inland marine insurance can be important to consider if transporting materials, equipment, and tools to and from job sites or store them at various locations. It helps protect against losses or damages while these items are in transit or storage and can help ensure operational continuity without worrying about financial setbacks.
                          • Management Liability Insurance
                            Management liability insurance can help protect a company's directors, officers, and key management against claims related to acts such as mismanagement, breach of duty, financial liability, or employment practices violations. This insurance can help you maintain a resilient business environment.
                          • Professional Liability Insurance

                            Professional liability insurance, also known as errors and omissions insurance or E&O may be important to consider as it provides coverage for claims arising from professional errors, negligence, or omissions in the course of doing business.

                          • Project Specific Programs
                            Construction companies may benefit from project specific programs that protect the interests of all parties involved in a construction project. These programs can help meet the risk transfer needs of a construction project from start to finish, and can help avoid construction project interruptions.
                          • Umbrella and Excess Insurance
                            In construction, there is risk of significant claims due to accidents, property damage, or lawsuits. Umbrella (or excess) insurance helps protect a business beyond the limits of your primary insurance policies.
                          • Workers’ Compensation Insurance

                            Workers' compensation insurance provides certain benefits to employees in case of work-related injuries or illnesses. It typically covers medical expenses, lost wages, and rehabilitation costs for employees who suffer injuries or illnesses due to job-related activities.

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