Homeowners insurance typically covers the structure of your home, your personal belongings, personal liability, additional living expenses if you're unable to live in your home due to damage, and third-party liability claims if someone is injured on your property.
Homeowners insurance typically covers a wide range of events that can cause damage to the insured property. It generally excludes certain types of damage, like flood damage, which requires a separate insurance policy.
Coverage can vary depending on your specific policy and insurance provider. Read more about home insurance.