How we use and disclose your personal information and our legal basis for doing so

In compliance with applicable data privacy laws the lawful bases we rely on for processing this information include:

A. Contractual obligation: If necessary to enter into or fulfil Acrisure Re Group’s obligations under the contract between us, or otherwise necessary for Acrisure Re Group’s legitimate business needs consistent with the TOBA we have in place with you and in the interest of providing an efficient service to you and your customers:

Set up an account.
Maintain that account.
Allow you to access and make use of the Company’s online services.
Administer and manage products that you or your clients have with us.
Manage quotations, enquiries, queries and complaints.
Carry out necessary background checks to make sure you are a legitimate person to do business with.
To market our products and services – we will use your personal information to keep you informed about our products and services subject to your marketing preferences.

To make improvements to our operations – we will use your personal information for research and statistical purposes to analyse our website, products and other services so we can improve our understanding of user needs and enhance our products.

To meet the responsibilities, we have to our regulators, tax officials, law enforcement or otherwise meet our legal responsibilities. We may use personal information to comply with requirements we have under Financial Conduct Authority rules and laws relating to anti-money laundering, financial crime, anti-bribery & corruption and to prevent and detect fraud.
Where we have obtained appropriate consents from you – to collect or use your personal information for a particular purpose - this will always be explained to you separately when we ask for your consent. If we need your consent to use any specific information, we will make that clear at the time we collect the information from you. You are free to withhold your consent or withdraw it at any time.

B. Legitimate Interest: If necessary for our legitimate business interests including:

to provide services under the TOBA with you,
to develop, enhance and promote the products and services we provide;
to correspond with you, notify you of events or changes to our services, or otherwise respond to your queries and requests for information;
to protect and defend our legal rights and interests and those of third parties.

C. Legal obligation: If necessary for compliance with the Acrisure Re

Group’s legal responsibilities and obligations to comply with applicable laws and regulations, including the UK General Data Protection Regulation (UK GDPR), the EU General Data Protection Regulation (EU GDPR), the Bermuda Personal Information Protection Act (PIPA), and relevant US state laws.

D. Consent: You have provided the Company with your consent.