Personalized business and insurance solutions from risk management and cybersecurity to employee benefits for restaurant and hospitality companies of all sizes so you can focus on providing excellent service.
HOW WE WORK
From cafes to hotels, we’ll help you improve your profitability, compliance, and safety.
- Creative insurance solutions to help you control your costs and reduce your risks
- Solutions for employee benefits and payroll to risk management and cybersecurity to help improve and scale your business
- Personalized, collaborative, and consistent service
- Deep experience in client services for restaurants and hospitality
With high employee costs, a shrinking talent pool, and rising lease costs, risk management has never been more important. From reviews that impact your reputation to navigating employee benefits requirements and the risk of cyber attacks, we understand your challenges and have the solutions to help.
We know that running a successful establishment is challenging, and that you need a trusted advisor. We spend time learning about your goals and we combine resources and expertise with personalized service.
We can help you find the right insurance solution at the right price, drive profitability, and spend less time managing claims. With access to a wide range of insurance and risk management solutions we'll empower you with what you need to succeed.
SERVICES
Catering to your business’s needs.
Whether you are looking for claims advocacy, to attract and retain talent, or to verify you have the right insurance in place to comply with your lease, we have the right menu of solutions and expertise for businesses of all sizes.
Specialities
Restaurant and hospitality expertise on your side.
Bakeries, bagel shops, doughnut shops & coffee shops
While you’re serving up delicious treats, we have fresh baked solutions to help you protect and grow your business. From shrinking talent pools to risks related to food prep, payment processing, and customers, we'll help you stay ahead of your challenges.
Bars, breweries & distilleries
Raise a glass to protecting your hard work. From liquor liability insurance solutions to employee benefit solutions aimed at retaining top employees, we can help your bar, brewery, or distillery succeed. We provide access to a variety of risk management and insurance solutions specifically personalized to your business.
Bed & breakfasts
Combining food service with guest stays, bed and breakfasts are gracious experiences that may come with potential risks. You deserve professionals who can help you uncover potential and hidden risks to help protect your business. We’ll work to understand your bed and breakfast business and help provide the right insurance and risk management solutions.
Bistros & cafes
Bistros and cafes are beloved neighborhood institutions. While you’re serving your customers excellent experiences, we can cook up the right solutions to help protect your bistro or cafe. We offer risk management and insurance coverage solutions which can be personalized for casual, local eateries like yours.
Full service & fine dining restaurants
While you’re delivering white-tablecloth levels of service for your dining customers, we can help you protect your establishment and your team with the right business and insurance solutions. With a unique set of challenges to address, such as food handling, liquor liability, payment processing, and shifting regulations, our team has the expertise to help you manage your risk.
Franchises
We understand the insurance requirements mandated by your restaurant or hotel franchise and can provide you with solutions to help fulfill them. Franchises have unique risk management and compliance concerns, and may require a personalized approach when it comes to insurance solutions. We have the franchise expertise to help, including team members with hands-on franchise experience.
Hotels & motels
We help hundreds of hotel and motel clients protect their businesses. This industry often faces high insurance premiums due to the perceived risks associated with your operations, such as property damage and liability claims. You need professionals who can help you contain your costs and reduce your risks creatively. We offer a wide range of risk management and insurance solutions for your needs.
Pizza shops
Pizza delivery is a major concern for pizza shop businesses. We can provide the auto coverage solutions to help address your transportation risks. We can provide access to the right solutions for your unique risks, from employee injuries to food contamination. We help pizza shops by providing a wide range of risk management and insurance solutions for your needs.
COVERAGE
Insurance solutions at your service.
With a deep understanding of the current marketplace, Acrisure can provide access to insurance solutions which are right for the unique needs of your business.
GET A QUOTEWorkers’ Compensation Insurance
Workers’ compensation insurance may be required by law for your restaurant and hotel business. It provides certain benefits to employees in case of work-related injuries or illnesses and typically covers medical expenses, lost wages, and rehabilitation costs for employees who suffer injuries or illnesses due to job-related activities.Commercial Auto Insurance
Food delivery is a topic on the rise, pushing the need for auto insurance solutions to the forefront. From auto liability to hired and non-owned automobile insurance (HNOA), we have the solutions to help protect your business.Commercial Property Insurance
Help protect your hotel or eatery from financial loss resulting from damage, theft, and vandalism to your buildings and business property with commercial property insurance. It’s available as a standalone policy or as part of a comprehensive Business Owner’s Policy.Commercial General Liability Insurance (CGL)
CGL helps protect your restaurant or hospitality business against third-party claims alleging bodily injury, property damage, and personal and advertising injury. It’s available as a standalone policy or as part of a comprehensive Business Owner’s Policy.Business Owner’s Policy (BOP)
A BOP helps restaurants and hotels by combining coverages like commercial general liability, commercial property, and business interruption insurance into one convenient policy. By consolidating these critical coverages, BOPs can help businesses manage risks more efficiently.Employment Practices Liability Insurance (EPLI)
Restaurant and hotel team dynamics are complex. With increased interactions and potential disputes between employers and employees, EPLI provides coverage for certain employment-related claims involving employment practices, such as discrimination, wrongful termination, and harassment.Active Assailant Insurance
Active assailant insurance may be available as either a standalone policy or as an endorsement to a property or liability insurance policy. It offers specific coverage for incidents involving active assailants, which may include costs related to business interruption, crisis management, victim support, and property damage.Commercial Flood Insurance
Flooding is an increasing concern for some businesses. Help protect your restaurant or hotel business from the financial losses caused by flooding with commercial flood insurance. It typically covers damage to buildings and their contents, loss of income due to business interruption, and costs associated with cleanup and repair.Cyber Insurance
Businesses that deal with payment processing, reservations systems, and email face cyber risks. Cyber insurance can help by providing coverage for the financial and reputation repercussions of cyber attacks and data breaches.Directors & Officers Liability Insurance (D&O)
D&O helps provide financial protection, including related legal fees and settlement payments or judgments, to the business leaders of restaurants and hotels against claims made for alleged wrongful acts in their capacity as directors or officers of the business.Environmental and Pollution Liability Insurance
This coverage helps provide financial protection against liabilities arising from pollution claims.. This insurance typically helps cover costs related to the cleanup of environmental contamination, legal fees, and compensation claims from third parties affected by such pollution.Equipment Insurance
Restaurants, hotels, and other eateries and hospitality businesses use a variety of equipment in daily operation. Equipment insurance helps protect various types of equipment by providing coverage for the physical loss of or damage to the equipment.Food Borne Illness Coverage
This coverage helps by providing financial protection against the fallout of a foodborne illness outbreak linked to your establishment. Typically available via endorsement as a part of a Commercial General Liability Policy or a Business Owner’s Policy, this coverage can cover the costs of medical claims, legal fees, and income loss due to business interruption.Inland Marine Insurance
Inland marine insurance helps protect your business from loss or damage to supplies like furniture or artwork, and equipment like kitchen equipment while temporarily housed off site or in transit across land by automobiles, trucks, and trains resulting from incidents such as theft or accidents.Professional Liability Insurance
Also known as E&O (errors & omissions insurance), this helps restaurants and hotels by providing coverage for claims of negligence, errors, or omissions in the services they provide. This coverage can be crucial for maintaining businesses’ financial stability and reputation.Umbrella Insurance
This coverage helps restaurants and hotels by providing an additional layer of liability coverage beyond the limits of their primary insurance policies, such as commercial general liability, commercial auto, and workers' compensation. It helps offer extra protection against large claims or events which may exceed the limits of primary policies.
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