RECREATION & ENTERTAINMENT BUSINESS SOLUTIONS

Help your business win.

Set the stage for success with personalized business and insurance solutions—from employee benefits and payroll to general liability and property insurance—for recreation and entertainment companies of all sizes.

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HOW WE WORK

From large entertainment venues to tour operators, we’re here for you and your team.

  • Strategic insurance carrier relationships for businesses of all sizes
  • Proactive risk management strategies to help identify any hidden risks
  • Access to specialized resources and solutions from employee benefits and payroll to cybersecurity
  • Deep recreation and entertainment industry expertise to help you achieve your goals

We’ve helped thousands of recreation and entertainment business owners find business and insurance solutions to help protect their teams, profitability, and hard work. We offer a wide range of services, from claims management and loss control to staff retention solutions and cybersecurity risk mitigation.

We can help you protect your passion with the right insurance solutions so you can focus on growing your client base. We have deep expertise in geographical needs, businesses of all scales, and the liabilities associated with working with the public.

Every entertainment business is unique. Whether you limit membership or have open participation, we can help you keep your business off the sidelines with expertise, resources, and solutions.

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SERVICES

Game-changing solutions to move your business forward.

We can build a strategic plan to help you keep your business in the game. Our wide range of business solutions can help you lower risks, manage insurance costs, and increase profitability.

EXPLORE SOLUTIONS FOR LARGE BUSINESSES
    Specialities

    Recreation & entertainment expertise on your side.

    Help put your arcade business in safe mode with solutions to help you manage the various risks arcades may face, as well as help you manage your insurance costs. We can help you assess your needs for insurance solutions from equipment, property damage, and liability to business interruption and more.
    Help your business navigate its way to success with personalized business and insurance solutions. Our insurance solutions can help address the unique risks associated with outdoor recreational activities. We can provide risk management, employee benefit, and cybersecurity solutions so you can focus on your adventures.
    Help keep your lanes running smoothly with our business and insurance solutions. We can provide access to insurance coverage to help address the risks associated with operating a bowling facility, such as property damage, liability for injuries or accidents, and bowling equipment breakdown. Our risk management and employee benefits solutions help ensure that you can focus on providing an enjoyable and safe environment for your customers.
    Keep your campers happy with the right business and insurance solutions. Our team will work to understand your business and provide insurance and risk management solutions that fit your outdoor recreation needs, from risks such as vandalism, theft and fire to trouble retaining staff.
    Serve up the right solutions for your entertainment venue business whether you provide space for volleyball, pickleball, bocce, or cornhole, whether or not you serve food and drinks. Whatever fun your business offers, our business and insurance solutions can help you keep the games going by helping you mitigate your operational and cybersecurity risks, and attract and retain staff.
    We can help you strengthen your business resilience whether you provide Zumba, HIIT, or climbing gym services. We can provide access to insurance solutions that help cover risks such as liability for potential injuries or accidents involving members and guests, property damage, and gym equipment malfunction. Our business solutions, from risk management to employee benefits and cybersecurity, help ensure gym owners can focus on their clients’ fitness.
    Tee your business up for success with the right business and insurance solutions for your country club, racquet club, or golf course company of any size. We can provide access to insurance coverage personalized to the unique risks associated with these facilities, from clients and employees to equipment and infrastructure. Our business solutions such as risk management, employee benefits, and cybersecurity, help ensure that owners and managers can focus on delivering exceptional experiences for their members.
    Outfit your business for success with the right business and insurance solutions. We have hunting and fishing insurance industry expertise to help you improve your operations and profitability. We can provide access to insurance solutions personalized to the unique risks associated with these outdoor activities, such as liability for potential injuries or accidents involving guests, property damage, and business interruption due to unforeseen events. Our business solutions, from risk management to employee benefits, help ensure hunting and fishing lodge operators and guides can focus on delivering exceptional outdoor experiences.
    Securely anchor your marina operations with the right business and insurance solutions. We can provide access to insurance solutions personalized to the needs of marinas, from risks associated with property damage and liability for potential injuries or accidents involving boaters and visitors, to coverage for marina equipment and infrastructure. Our risk management and employee benefits solutions help ensure marina owners and operators can focus on the next great charter.
    Help safeguard your exhibits with the right business and insurance solutions. We can provide access to insurance solutions personalized to the needs of museums of all kinds from risks associated with property damage to collections and liability for potential injuries or accidents involving patrons and visitors, to coverage for rare artifacts. Our risk management and employee benefits solutions help ensure museum owners and operators can focus on preserving and showcasing cultural heritage.
    Rein in risks with business and insurance solutions personalized to the unique risks associated with equestrian facilities. We provide access to insurance solutions to help cover potential injuries or accidents involving riders and guests, protection against property damage to the stables and other structures, and coverage for valuable equipment and horses. Our risk management and employee benefits solutions help ensure riding stable owners can focus on providing safe and enjoyable rides for their clients.
    Help your ski resort company reach peak performance with business and insurance solutions personalized to the unique risks associated with these recreational facilities. We can provide access to insurance solutions to help protect against property damage to liability for potential injuries or accidents involving guests and employees, and coverage for specialized equipment and infrastructure such as ski lifts and snow-making machines. Our business solutions such as risk management, employee benefits, and cybersecurity help ensure that ski resort owners and operators can focus on helping guests hit the slopes with confidence.
    COVERAGE

    Coverage solutions to help keep your business in great shape.

    Recreation and entertainment businesses of all sizes have unique concerns from equipment breakdown to participant safety. As a trusted advisor, we use our industry and regional expertise to help you find the right insurance solutions for your business.
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    • Business Owner’s Policy (BOP)
      A BOP helps recreation companies by combining coverages like commercial general liability, commercial property, and business interruption insurance into one convenient policy. By consolidating these critical coverages, BOPs can help businesses manage risks more efficiently.
    • Commercial Property Insurance
      Help protect your recreation or entertainment business from financial loss resulting from damage, theft, and vandalism to your buildings and business property like sporting equipment with commercial property insurance. It’s available as a standalone policy or as part of a comprehensive Business Owner’s Policy.
    • Commercial General Liability Insurance (CGL)
      CGL helps protect your entertainment or recreation business against third-party claims alleging bodily injury, property damage, and personal and advertising injury. It’s available as a standalone policy or as part of a comprehensive Business Owner’s Policy.
    • Commercial Auto Insurance
      Commercial auto insurance helps provide coverage for vehicles used for business purposes, such as transporting equipment. Commercial auto insurance typically includes liability coverage, which is a required coverage type in most states.
    • Commercial Flood Insurance
      Flooding is an increasing concern for some recreation operations. Help protect your business from the financial losses caused by flooding with commercial flood insurance. It typically covers damage to buildings and their contents, costs associated with cleanup and repair, and loss of income due to business interruption caused by flooding events.
    • Contractual Liability Insurance
      Recreation and entertainment businesses may enter into agreements assuming liability for certain damages that occur on their properties. Help cover these liabilities assumed under the terms of a contract with this insurance.
    • Crime Insurance
      Crime insurance can help recreation businesses by providing coverage for financial losses resulting from criminal activities such as theft, fraud, forgery, and employee dishonesty. This insurance can help protect the business's financial assets, including cash, inventory, and property.
    • Cyber Insurance
      Cyber insurance helps protect recreation businesses by providing coverage for financial losses and liabilities resulting from cyber incidents such as ransomware and other cyber attacks. This typically includes coverage for costs related to incident response, legal fees, notification for affected individuals, and business interruption losses.
    • Directors & Officers Liability Insurance (D&O)
      D&O helps provide financial protection, including related legal fees and settlement payments or judgments, to recreation and entertainment business leaders against claims made for alleged wrongful acts in their capacity as directors or officers of the business.
    • Employment Practices Liability Insurance (EPLI)
      Recreation business team dynamics are complex. With increased interactions and potential disputes between employers and employees, EPLI provides coverage for certain employment-related claims involving employment practices, such as discrimination, wrongful termination, and harassment.
    • Environmental and Pollution Liability Insurance
      Environmental and pollution liability insurance helps protect recreation businesses against financial losses due to environmental damage, clean-up costs, and third-party claims for bodily injury or property damage resulting from covered pollution incidents. It helps businesses safeguard their operations and reputation.
    • Equipment Insurance
      Equipment insurance provides coverage for equipment that can be essential to recreation and entertainment business operations. This insurance helps protect against physical damage, theft, and mechanical breakdowns, helping to ensure that the business can continue functioning smoothly.
    • Inland Marine Insurance
      Inland marine insurance helps protect equipment, goods, and other property as they are transported over land or stored at various locations. This insurance can be important for recreation and entertainment businesses as it covers business property while in transit between suppliers, venues, and client locations, as well as stored temporarily at different sites.
    • Jones Act Insurance
      Jones Act Insurance, also known as the Merchant Marine Act of 1920, can be vital for recreation businesses that operate maritime vessels such as boats and yachts. This insurance provides coverage for injuries suffered by seamen who are injured while working on these vessels by covering medical expenses, lost wages, and other related costs resulting from accidents or negligence while on duty at sea.
    • Management Liability Insurance
      Management liability insurance provides coverage for the legal and financial risks associated with managing and operating a recreation or entertainment company. It typically includes directors and officers, employment practices liability, and fiduciary liability. It helps protect a company's leadership from lawsuits and claims arising from alleged wrongful acts, employment-related issues, and breaches of fiduciary duty.
    • Workers’ Compensation Insurance
      Workers' compensation insurance provides coverage for employees that become injured or ill as a result of their job. It typically covers medical expenses, rehabilitation costs, and a portion of lost wages for the affected employee.
    • Umbrella Insurance
      Umbrella insurance offers recreation businesses an additional layer of liability coverage beyond the limits of primary insurance policies, such as general liability, auto liability, and employer's liability. This extra coverage kicks in when claims exceed the limits of the primary policies, helping to protect the business from significant financial losses due to large lawsuits or unforeseen events.
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    FAQ

    Frequently asked questions