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RISK RESOURCES NEWSLETTER
04.16.2026
Two employees assessing risk for a safety scorecard

Why Safety Scorecards Might Miss the Risks That Matter Most

Imagine two employees suffering the same injury: a small cut on the hand.

One is a paper cut. The other occurs while an employee is operating heavy machinery.

From a traditional safety scorecard perspective, these incidents may appear identical. Both are minor injuries. Both may count as a single incident on the scorecard. From a risk perspective, however, they are dramatically different.

The first occurred in a lower‑hazard environment with relatively little potential for serious outcomes. The second occurred in a high‑hazard operational setting where the potential outcome could easily have been catastrophic.

The small injury in the second case may simply represent luck, the fortunate outcome of an event that could have resulted in a more serious injury. Understanding the environment and conditions surrounding an incident is often as important as understanding the injury itself.

Organizations may have strong safety scorecards right up until the day a catastrophic incident occurs. This is because traditional safety metrics often measure what is easiest to count rather than what presents the greatest risk.

Limitations of Traditional Scorecards

Traditionally, organizations have relied on injury‑based data as the primary measure of safety performance. While the absence of injuries may be a positive indicator of safety performance, it is not conclusive.

Effective safety risk management involves more than counting injuries; it also focuses on implementing systems and processes designed to help reduce the likelihood of incidents occurring in the first place.

Consider the Total Recordable Incident Rate (TRIR), which reflects the rate of work‑related injuries and illnesses recorded under OSHA. It is commonly used and generally straightforward to calculate. However, it has limitations.

TRIR measures OSHA‑recordable injuries and illnesses and therefore reflects incidents that meet OSHA recordkeeping criteria. As a result, it may focus leadership’s attention on incidents that have already produced a reportable outcome. Some conditions that could lead to serious harm may not initially appear as recordable injuries and therefore may not appear on safety scorecards. They often show up first as near misses, unsafe conditions, operational pressures that can encourage shortcuts, or system failures that have not yet produced an injury.

When TRIR is used as the primary measure of safety performance, organizations can unintentionally begin focusing on the injuries that have already occurred rather than identifying the exposures that could lead to a catastrophic event in the future. TRIR does not necessarily reveal where the most serious risks exist.

Looking Beyond the Numbers

Over the past decade, many organizations have begun complementing traditional safety metrics with a deeper focus on Serious Injury and Fatality (SIF) potential.

Rather than asking only, 'What injuries occurred?' SIF analysis asks a different question: Which events involved exposure to hazards that could potentially result in life‑altering injury or fatality?

Common examples include:

  • Heavy equipment and vehicle operations,
  • Working at height
  • Energized electrical systems
  • Confined spaces
  • Pressurized systems,
  • or stored mechanical energy.

For example, imagine a forklift brushing past a pedestrian in a warehouse. No injury occurs and the event may never appear on the safety scorecard. Yet the exposure involved the potential for a serious or fatal outcome.

Events like this often provide an important signal that serious risk may exist within an operation, regardless of what appears on the scorecard.

By identifying these exposures early, organizations may have the opportunity to address risks before a serious incident occurs.

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Business leaders constantly make decisions about where to focus their time, energy, and resources. Safety leadership should be no different.

Shifting the Focus of Safety Leadership

Business leaders constantly make decisions about where to focus their time, energy, and resources. Safety leadership should be no different.

A SIF mindset can help leaders decide where attention and resources should be directed.

Leaders begin asking different questions:

  • Where are employees exposed to hazards with the greatest potential severity?
  • Which near misses could easily have resulted in a serious injury?
  • What operational pressures may be increasing risk?
  • Which controls are in place to help reduce the likelihood of catastrophic outcomes?

When leaders begin asking these questions, their focus shifts. Rather than simply counting recordable injuries, they can start managing exposure to high-consequence hazards.

This is the foundation of effective safety leadership: protecting both people and the organization. Leaders play an important role in helping employees go home safely each day while also actively managing the conditions that could lead to serious outcomes. That requires focusing attention not only on the incidents that appear in safety scorecards but also on the hazards, near misses, and operational realities that those scorecards may never capture.

For organizations committed to continuous improvement, an important question is not only ‘How many injuries occurred?’ but also 'Where are we exposed to the risks that matter most?'

Low injury rates do not necessarily mean low risk. In some cases, they may reflect that serious exposures have not yet resulted in an injury.  

The organizations that actively look for serious injury and fatality potential long before those risks appear in the statistics are often better positioned to reduce the likelihood of catastrophic incidents.

A focused review of SIF exposures, near misses, and operational pressures can often reveal risks that traditional safety scorecards may not fully capture.

 

Resources to Help Manage SIF Exposures 

If you would like help evaluating your organization’s exposure to high‑consequence hazards and strengthening the systems designed to help manage those risks, please reach out to your Acrisure client advisor.

We’re excited to share that the Risk Management page is now live on Acrisure.com!  

The new page contains valuable information to help you better manage risk.

Our mission is to help organizations build stronger, safer, and more resilient operations, and our new page highlights how we work with clients to identify potential risks, strengthen safety cultures, and implement practical strategies that can help protect people, assets, and businesses.

Visit our new page for more information and to contact us: https://www.acrisure.com/risk-management

 

This material is provided for informational purposes only and organizations should evaluate their own operations and consult professionals when implementing safety practices.

Author Brian Fielkow Headshot
About the Author
Brian Fielkow
Acrisure Risk Resources

Brian Fielkow helps Acrisure clients grow their safety cultures and manage risk with his executive, operational, and safety leadership. Fielkow has published several books and articles, including Leading People Safely: How to Win on the Business Battlefield, co-authored with James T. Schultz.